Fixed Deposit Schemes

Fixed Deposit Scheme is similar to a bank fixed deposit, Post Office Fixed Deposit/ Time Deposit (POFD) Scheme, A fixed deposit (FD) is a financial instrument provided by banks or NBFCs which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

Fixed Deposit scheme, offered by , is a good Fixed Deposit (FD) plan that offers one of the best FD rates in the industry. Nidhi Company fixed deposit rates range from 8.75% to 10.25% p.a. We offers a number of Fixed Deposit schemes that come with various facilities.

SPSFD1 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPSFD1 1000.00 0 To 365 Days 11.00

SPSFD2 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPSFD2 1000.00 0 To 730 Days 11.25

SPSFD3 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPSFD3 1000.00 0 To 1095 Days 11.50

SPSFD4 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPSFD4 1000.00 0 To 1460 Days 11.75

SPSFD5 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPSFD5 1000.00 0 To 1825 Days 12.00

FD MIS2 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
FD MIS2 50000.00 0 To 365 Days 12.20
FD MIS2 100000.00 0 To 365 Days 12.00

SPS MISFD 1 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPS MISFD 1 50000.00 0 To 365 Days 12.00

SPS MISFD 1 Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
SPS MISFD 1 50000.00 0 To 365 Days 12.00

FD-DOUBLE Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
FD-DOUBLE 10000.00 0 To 2190 Days 12.00

FD-DOUBLE Scheme

Scheme Name Minimum Balance Period of Deposit Rate of Interest
FD-DOUBLE 10000.00 0 To 2190 Days 12.00

Fixed Deposit Terms & Conditions:


Fixed Deposit (RD) Account, FD Calculator, Fixed Deposit Calculator, FD Interest Calculator

To know how much you will earn on a Fixed Deposit, use an online calculator. Calculate the exact maturity value of an FD by entering details such as amount invested, rate of interest, tenure of investment and type of interest compounding frequency


Pre Mature Closure Of Deposits:-

Fore closure of Deposits will not be permitted until completion of 3 months From the date of Deposits. Deposits foreclosed after 3 months but before 6 months from the date of Deposits no Interest will be paid. Deposits foreclosed after 6 months, interest at 2% shall be deducted from the normal rate of Simple Interest for the period of Deposit.



Choose your Fixed Deposit Scheme as per your requirements and avail the option of applying for savings account in our Nidhi Company in .

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FD Calculator